Household Income to Debt Ratio by Income Levels

Hello,

I recently got a question about data that shows income to debt ratio.  More specifically, for the bottom 25%.  Ideally at the city level.  The Census Bureau provides some interesting estimates on debt, type of debt by some selected household characteristics but for the whole country (https://www.census.gov/data/tables/2019/demo/wealth/wealth-asset-ownership.html).

Has anyone come across a reliable source that provides a similar breakdown by income levels for smaller geos?

Thanks in advance!

Gustavo.

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